Are you looking for an Affordable Mortgage Loan? Oceans Lending Can Help
If you are ready to buy a home, the first thing you should do is to get approved for a home loan. With all of the mortgage programs available, finding the right one is easier with the help of Ocean's Lending. Our company has helped numerous borrowers in our licensed states find the right mortgage programs to fit their needs. Instead of settling for just any mortgage, allow our team to help you make this important decision.
Improve your life by cashing in on your home’s equity
Whether seeking money to finance a home improvement, pay off a current mortgage, supplement their retirement income, or pay for healthcare expenses, many older Americans are turning to “reverse” mortgages. They allow homeowners 62 years and older to convert part of the equity in their homes into cash without having to sell their homes.
In order to promote home ownership, the Federal Housing Administration (FHA) offers FHA loans, which are backed by the FHA and provided by FHA-approved lenders. It is one type of federal assistance that has helped homeowners since 1934. With less stringent guidelines, lenders are able to issue loans on mortgages that wouldn’t normally fit conventional underwriting requirements, allowing more people to become homeowners.
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Our Team can help you!